Niche Occupations Insurance

Flexible insurance solutions for specialist professions and businesses that fall outside standard insurance categories.

Find the Right
Cover for You

We compare options from a wide panel of insurers to help you secure the protection you need at the right price, with expert support from quote through to claim.

Insurance Partners

We partner with a range of established insurance providers to help find cover that suits your needs. By comparing options across our panel, we can recommend solutions that offer the right balance of protection, value, and peace of mind.

Who is This For?

When your work does not fit a standard category, the right cover should reflect how you operate, the equipment you rely on and the risks unique to your profession.

Personal Trainers

Protect your business with cover that reflects your client-facing work, your equipment and your day-to-day liabilities.

Gym Instructors

Secure practical protection shaped around instruction, client interaction and the environments where you work.

Photographers

Protect your equipment, professional work and public-facing activities with cover tailored to your profession.

Musicians

Safeguard your work, equipment and performances with flexible cover suited to creative occupations.

Teachers

Protect your professional activities with cover shaped around the services you deliver and the responsibilities you carry.

Bands

Arrange suitable cover for shared equipment, performances and the risks linked to working as a group.

Mobile Traders

Protect your business with insurance that reflects mobile working, equipment and public-facing trading activity.

We take time to understand how and where you work, the equipment you rely on and the risks unique to your profession.

We arrange the right combination of cover, including public liability, professional indemnity and equipment insurance, all explained clearly and without jargon. With ongoing support and dedicated claims assistance, you can focus on your craft or services knowing your business is protected by experienced professionals.

I have been a client of Colins for over 10 years now and he has been a massive help to me throughout the growth of my companies in these years. He takes the stress of insurance away from me, He is ultra responsive, always available & in my time of need a few years ago during a large claim he was on hand to guide me throughout. I would have no hesitation recommending Colin and the team at SPM Financials & have referred numerous clients to them through the years.

Niall

| Dublin

Our Insurance Process

Our advice process is designed to give you clarity, confidence and a clear financial path forward.

Understanding Your Needs

We take time to learn about your circumstances and what matters most to you.

Sourcing the Right Cover

We search our wide panel of trusted insurers to find the most suitable and best value options.

Setting Up Your Policy

We arrange and finalise your cover, making sure everything is correctly in place from day one.

Ongoing Support

We stay with you throughout the life of your policy, providing annual reviews and dedicated claims assistance whenever you need it.

Helpful Tools

Use our financial tools to explore different scenarios and better understand your financial options.

Your Details

This calculator is for illustrative purposes only. For personalized advice, please consult with a qualified financial advisor.

Your Details

Contribution Method
Per Month
PAYE Rate (Income tax)
40%

This calculator is for illustrative purposes only. For personalized advice, please consult with a qualified financial advisor.

How SPM Financial Services Supports You

Access to a Wide Panel

We work with a broad range of trusted insurers to find the most suitable cover for your needs.

Expert Advice

Clear, tailored guidance to ensure you have the right level of protection from day one.

Claims Support

Dedicated assistance and guidance throughout the claims process.

Annual Reviews

Annual policy check-ins to keep your cover aligned with your changing circumstances.

Latest Insights

Stay informed with practical insights, guidance and updates from our team.

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