Financial Protection

Advice-led financial protection to help safeguard your lifestyle and the people who matter most.

Find the Right
Cover for You

We compare options from a wide panel of insurers to help you secure the protection you need at the right price, with expert support from quote through to claim.

Insurance Partners

We partner with a range of established insurance providers to help find cover that suits your needs. By comparing options across our panel, we can recommend solutions that offer the right balance of protection, value, and peace of mind.

Who is This For?

Financial protection helps ensure you are supported if illness, injury or loss of income disrupts your plans.

Business Owners

Build wealth through your business and plan a successful exit, while protecting the responsibilities and long-term goals that depend on you.

Professionals & Self Employed

Use lifestyle financial planning to achieve the life you want, with cost-effective protection built around your responsibilities and priorities.

Individuals & Families

Plan the life you want and protect what matters most with clear guidance and cover that remains fit for the future.

Financial protection safeguards your lifestyle and the people who matter most if illness, injury or loss of income disrupts your plans.

SPM Financial Services delivers advice-led, tailored protection strategies built around your responsibilities, priorities and long-term goals. We identify real risks, put cost-effective cover in place and refine your protection as your life evolves, so your financial safeguards remain strong and fit for the future.

I have been a client of SPM Financial Services for 3 decades now. They provide a wonderful , professional service. The staff are knowledgeable about every aspect of insurance , motor , household and also pensions. Any time I have had to use my insurance they have been extraordinarily helpful , empathetic and so efficient. They go beyond the call of duty. I could not recommend them more highly.

Pauline

| Dublin

Product Areas

Our advice process is designed to give you clarity, confidence and a clear financial path forward.

Life Cover

Secure you and your family’s financial future in the event of death.

Specified Illness Cover

Achieve financial security and pay for medical costs, debt, or lifestyle changes during recovery from a serious illness.

Income Protection

Secure a replacement income that provides long-term financial security while you are unable to work due to illness or an accident.

Mortgage Protection

Secure your home in the event death.

Business Protection

Secure the future of your business in the event of the death or serious illness of a key person, such as an owner, partner, or critical employee, through the provision of vital funds to cover profit losses, repay loans, and to facilitate the buyout of shares.

Other Services

In addition to financial planning, we provide a range of insurance and lending services designed to protect your assets and support your financial life.

Financial Protection

We take the time to understand you and your goals, offering personalised financial planning and dedicated service to help you create the life you want.

Investments & Savings

Offering expert guidance and ongoing monitoring to help you make confident, well‑informed decisions that support both your short‑term objectives and long‑term financial plans.

Retirement Planning

Through personalised planning, income strategies, and regular reviews, we help you build financial freedom in your retirement.

Home Insurance

We take the time to understand your home, your needs, and your risks to source the most suitable cover for you and your family.

Motor Insurance

We provide personal, expert guidance to help you choose the right level of protection, backed by dedicated support whenever you need it.

Thatched Properties Insurance

We offer expert advice to secure the right cover for thatched properties, ensuring you’re protected against their distinctive risks with ongoing guidance throughout.

Hospitality Businesses Insurance

Comprehensive protection for customerfacing, fast paced hospitality environments.

Public & Employers’ Liability

Essential cover for the public and your employees.

Tradesman & Construction Insurance

Tailored cover for hands-on environments, keeping your workforce and projects safeguarded.

Helpful Tools

Use our financial tools to explore different scenarios and better understand your financial options.

Your Details

This calculator is for illustrative purposes only. For personalized advice, please consult with a qualified financial advisor.

Your Details

Contribution Method
Per Month
PAYE Rate (Income tax)
40%

This calculator is for illustrative purposes only. For personalized advice, please consult with a qualified financial advisor.

Why Choose SPM Financial Services?

Our advice is built around genuine relationships, practical expertise and a long-term commitment to our clients.

Advice-Led Approach

Personalised expert guidance to achieve your financial goals

Regulated

Unbiased recommendations in your best interest

Experienced Team

Deep knowledge from highly qualified people

Long-Term Relationships

Supporting you throughout your financial life

Latest Insights

Stay informed with practical insights, guidance and updates from our team.

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