Self-Build Property Insurance

Specialist insurance for self-build and major renovation projects, from groundwork through to completion and occupation.

Find the Right
Cover for You

We compare options from a wide panel of insurers to help you secure the protection you need at the right price, with expert support from quote through to claim.

Insurance Partners

We partner with a range of established insurance providers to help find cover that suits your needs. By comparing options across our panel, we can recommend solutions that offer the right balance of protection, value, and peace of mind.

Who is This For?

Standard home insurance does not cover the risks that arise during construction, materials storage or structural work.

Homeowners with building contractors or direct labour

Ensure everyone on site and all works are properly insured throughout the build with specialist protection from the outset.

Homeowners undertaking a major renovation

Protect your project from the ground up with specialist cover that reflects changing construction risks as work progresses.

Property owners upgrading or extending an existing home

Protect structural changes and developing works with cover tailored to your project, your site and the work being carried out.

Self-build and major renovation projects need specialist protection for the structure, onsite materials and the liabilities that come with construction.

We tailor cover to your project from groundwork to completion, protecting the developing structure, onsite materials, public liability and any required employer’s liability. With clear, practical advice, evolving cover and hands-on claims support, you can build with confidence knowing your project is safeguarded by experienced professionals.

The idea of financial planning for retirement initially felt quite daunting, but Chris from SPM put us completely at ease throughout the entire process, always offering measured, reliable advice. From the outset, Chris took the time to get to know us on a personal level so he could provide tailored guidance that suited our lifestyle and future plans. He consistently ensured we were comfortable with the level of risk he recommended.

Chris embodies all the qualities we believe are essential in a financial advisor. He is clear, approachable, and incredibly thorough in his guidance. He walked us through a wide range of options.  Chris even took the time to help us secure an insurance payout that we had previously tried to obtain ourselves without success.

This was all done with a great sense of humour!!

Catherine & Derek

| Kildare

Our Insurance Process

Our advice process is designed to give you clarity, confidence and a clear financial path forward.

Understanding Your Needs

We take time to learn about your circumstances and what matters most to you.

Sourcing the Right Cover

We search our wide panel of trusted insurers to find the most suitable and best value options.

Setting Up Your Policy

We arrange and finalise your cover, making sure everything is correctly in place from day one.

Ongoing Support

We stay with you throughout the life of your policy, providing annual reviews and hands-on claims assistance whenever you need it.

Other Services

In addition to financial planning, we provide a range of insurance and lending services designed to protect your assets and support your financial life.

Financial Protection

We take the time to understand you and your goals, offering personalised financial planning and dedicated service to help you create the life you want.

Investments & Savings

Offering expert guidance and ongoing monitoring to help you make confident, well‑informed decisions that support both your short‑term objectives and long‑term financial plans.

Retirement Planning

Through personalised planning, income strategies, and regular reviews, we help you build financial freedom in your retirement.

Home Insurance

We take the time to understand your home, your needs, and your risks to source the most suitable cover for you and your family.

Motor Insurance

We provide personal, expert guidance to help you choose the right level of protection, backed by dedicated support whenever you need it.

Thatched Properties Insurance

We offer expert advice to secure the right cover for thatched properties, ensuring you’re protected against their distinctive risks with ongoing guidance throughout.

Hospitality Businesses Insurance

Comprehensive protection for customerfacing, fast paced hospitality environments.

Public & Employers’ Liability

Essential cover for the public and your employees.

Tradesman & Construction Insurance

Tailored cover for hands-on environments, keeping your workforce and projects safeguarded.

Helpful Tools

Use our financial tools to explore different scenarios and better understand your financial options.

Your Details

This calculator is for illustrative purposes only. For personalized advice, please consult with a qualified financial advisor.

Your Details

Contribution Method
Per Month
PAYE Rate (Income tax)
40%

This calculator is for illustrative purposes only. For personalized advice, please consult with a qualified financial advisor.

How SPM Financial Services Supports You?

Access to a Wide Panel

We work with a broad range of trusted insurers to find the most suitable cover for your needs.

Expert Advice

Clear, tailored guidance to ensure you have the right level of protection from day one.

Claims Support

Dedicated assistance and guidance throughout the claims process.

Annual Reviews

Annual policy check-ins to keep your cover aligned with your changing circumstances.

Latest Insights

Stay informed with practical insights, guidance and updates from our team.

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