Who We Help

We provide mortgage advice and support across a range of needs, guiding you at every stage.

First-Time Buyers

Buying your first home can feel overwhelming, but the right guidance makes all the difference. We help first-time buyers understand their options, secure the right mortgage and navigate the process with confidence from application to completion.

Switching Your Mortgage

Switching your mortgage can reduce your monthly repayments and improve your long-term financial position. 
We review your current mortgage, compare available options and guide you through the switching process to help you secure a better rate.

Buy-to-Let / Top-Ups

Whether you’re investing in property or releasing equity from your home, the right mortgage structure matters. We help you explore buy-to-let and top-up options, ensuring the solution fits your financial goals and long-term plans.

From mortgage advice to mortgage protection and home insurance, we provide a seamless service designed to support every stage of your home ownership journey.

A one-stop shop for your mortgage, combining expert advice, protection and insurance to save you time, reduce stress and ensure every detail of your home purchase is handled with care.

We are personal and business customers of Sean P. Matthews for over 21years. We are the owners of a company providing Engineering Services to the Data Centre Industry throughout Europe and the Nordics. SPM continue to act as our Broker on a large range of insurance policies, pensions and mortgages. Our experience in working with Sean, Linda, Christopher and all the staff at SPM over the 21 year period has been highly professional, supportive, trustworthy and reliable.

Leanne

| Louth

Our Mortgage Process

Our advice is built around genuine relationships, practical expertise and a long-term commitment to our clients.

Initial Conversation

We take time to understand your circumstances, goals, and mortgage needs.

Mortgage Assessment

We review the market and identify the most suitable mortgage options for you.

Application & Approval

We manage your application from start to finish, liaising with lenders on your behalf.

Completion & Support

We guide you through to completion and remain on hand to support you beyond the mortgage process.

The idea of financial planning for retirement initially felt quite daunting, but Chris from SPM put us completely at ease throughout the entire process, always offering measured, reliable advice. From the outset, Chris took the time to get to know us on a personal level so he could provide tailored guidance that suited our lifestyle and future plans. He consistently ensured we were comfortable with the level of risk he recommended.

Chris embodies all the qualities we believe are essential in a financial advisor. He is clear, approachable, and incredibly thorough in his guidance. He walked us through a wide range of options.  Chris even took the time to help us secure an insurance payout that we had previously tried to obtain ourselves without success.

This was all done with a great sense of humour!!

Catherine & Derek

| Kildare

At SPM Financial Services, our mortgage advice is built around your needs. We take the time to understand your circumstances and guide you through every stage with clear, impartial advice and experienced support.

Advice-led mortgage guidance
from an experienced team, delivering impartial recommendations and complete support from approval 
to protection.

Other Services

In addition to mortgages we offer a comprehensive suite of financial services, including personal insurance, investment advice and retirement planning. Explore how we can help protect and grow your wealth.

Financial Protection

We take the time to understand you and your goals, offering personalised financial planning and dedicated service to help you create the life you want.

Investments & Savings

Offering expert guidance and ongoing monitoring to help you make confident, well‑informed decisions that support both your short‑term objectives and long‑term financial plans.

Retirement Planning

Through personalised planning, income strategies, and regular reviews, we help you build financial freedom in your retirement.

Home Insurance

We take the time to understand your home, your needs, and your risks to source the most suitable cover for you and your family.

Motor Insurance

We provide personal, expert guidance to help you choose the right level of protection, backed by dedicated support whenever you need it.

Thatched Properties Insurance

We offer expert advice to secure the right cover for thatched properties, ensuring you’re protected against their distinctive risks with ongoing guidance throughout.

Hospitality Businesses Insurance

Comprehensive protection for customerfacing, fast paced hospitality environments.

Public & Employers’ Liability

Essential cover for the public and your employees.

Tradesman & Construction Insurance

Tailored cover for hands-on environments, keeping your workforce and projects safeguarded.